equestrian lake equine neighborhood winter landscape

Why you should purchase a lot during the winter months

Many people suspend their home search during the cold months, waiting for the spring thaw before selecting a home site. The truth is, there are some clear advantages in researching, visiting sites and purchasing in the winter.

The weather inside isn’t frightful.

90% of home site shoppers do the bulk of their research online, so weather is not an issue. Before information was so readily available on the internet, it was uncomfortable or even difficult to research land and lots, especially during the cold winter months.

Today, online tools can help a buyer to narrow their choices before braving the weather for a site visit.

Seeing a site in the winter gives a different perspective.

Even if you’ve researched a home site online, there is no substitute for an in-person site visit, even during the winter. In fact, it’s the ideal time to see the site from a different perspective and to get answers to some less common questions, like road maintenance.

Visiting at this time of year also gives you a fuller picture of how your home site looks during the winter. With fewer leaves on the trees, you have a less obstructed view of the site and may have a better plan for where to position your home.

Fewer homes are listed during the winter.

Many homeowners will wait until spring to list their home for sale, so there are fewer houses on the market during the winter.

Land and lots, however, are always available, and there may even be less competition for the home site of your dreams during these traditionally slower months.

New year, new start.

With the continued growth of the housing market, especially for newly-built homes, now is the time to get a jump on the 2018 building season. Plan now when builders and architects are more available. And early scheduling means you can start building as soon as weather permits, instead of just beginning your site visits.

The winter months can lessen our motivation to be outdoors, but it is also the perfect time to research a home site, see things from a new perspective and get a jump on where to build your new home.

Ask the Developer – Part 5

Question: Can residents reserve the pavilion for private events?

Answer: The community pavilion and pool are is available for resident events and private parties for no additional charge. In all cases, you must reserve your date with the business office to ensure that the day of your party is not already booked with another event.

At that point, we will send an email to the residents and post an event calendar in the pavilion kitchen listing all scheduled events that have been reserved.

Equestrian Lakes does not provide catering or event coordination; each resident is responsible for securing catering and decorations. Temporary decorations are allowed, and residents are able to change some arrangements of the pavilion furniture to fit the needs of their event. The kitchen is available, as well, for your scheduled private event.

Of course, the resident who reserves the space will need to return it to its original arrangement when their event is over, and remove all temporary decorations and trash, keeping it clean and enjoyable for all our community.

Ask the Developer – Part 4

Question: Are the lakes at Equestrian Lakes stocked and can I fish there?

Answer: The four lakes on our property are abundantly stocked with all types of fish for anglers to test their skills. The lakes are maintained year-round and have easy access for bank fishing. Boats are not allowed on the lakes at this time.

Fishing is open to all residents and their guests, but is not permitted for non-residents (of course, all who fish must have a valid fishing license). We believe in preserving our amenities for our residents to enjoy–it’s one of the perks of our community’s lifestyle!

horses grazing in a green pasture with double 4 board fencing at Equestrian Lakes

Ask the Developer – Part 3

Question: Do I have to own a horse to build here?

Answer: Whether you own a horse or just appreciate looking at them, you’re welcome here. Despite the name, Equestrian Lakes is not just for horse owners, although we offer exceptional amenities for all disciplines of riders, including covered and outdoor arenas.

Many of our residents take advantage of our limited restrictions for outbuildings and have constructed beautiful barns on their property. Our large lots allow for plenty of pasture room and run-in sheds, too.

Best of all, residents get to enjoy the peaceful sights of horses all around the development! And all amenities – the equestrian facilities, riding, hiking and biking trails, the pool and pavilion, and the fishing lakes–are available to all residents.

homes with a lake view at Equestrian Lakes Horse Community

Ask the Developer – Lot Financing

Question: Does the development offer lot financing? Or do you have a bank that will finance the lot?
Answer: Both. We offer 24-month developer in-house financing for lot purchases only–a great option for buyers building in the short term. This allows them to secure their lot, design the home, and find a builder.
Not all banks are willing to loan on acreage only, they prefer to have a home. But we’ve teamed up with Citizens Union Bank in Shelbyville. They offer lot financing, construction loans, and a mortgage loan as well.
Acreage in the country

5 Things to Know When Building a Home in the Country

Many people have a dream of finding a perfect piece of land and building a home in the country, but may be overwhelmed with the number of steps and level of detail involved in making it happen.

We’re here to help. Contact us today:




In the mean time, here are five things to consider to get you started:

Location, location, location

This one seems obvious, but it’s the most critical step in making a new life in a new home and community. Do you prefer a wooded lot or lake frontage or neither? Do you envision watching the sunset from your deck or having a clear elevated view of the lake? Our homesites allow enough space to position your home the way you envision it, with fewer restrictions than you would find in a development with smaller lots.

Beyond the vision for your homesite, make sure there amenities that match your lifestyle, such as access to a high-speed fiber network, county-maintained roads, access to highways.  Do you questions about the process for purchasing a lot?

Many families are choosing the 934-acre country lifestyle Equestrian Lakes has to offer, with its rolling hills, expansive home sites, fishing, hiking, biking, and, of course, horses.

A sense of community

Where you build a home is about more than just who your neighbors are, it’s the amenities that are available and common areas that make a neighborhood feel like a community. Choose a community where there places to go and relax, to meet up with friends and neighbors, or to just enjoy the calming country lifestyle.

We are proud to offer our residents a place to enjoy the country, but also provide ways for neighbors to connect: at the pool, on the trail, at the playground, or at the equestrian facility. We recognize that families make a community.

Shop around for builders…

You may have clear ideas about the home you plan to build, but you need a qualified and trusted builder to develop the actual plans and make your home a reality. Your builder will understand local laws and regulations, how to apply for necessary permits, and how best to interface with the community developer. There are lots of resources for builders in any area (in Louisville, start with the Building Industry Association of Greater Louisville) with samples of the homes they build and references from previous clients. Take the time to research and meet with builders until you find one who shares your vision.

Here are a few builders affiliated with Equestrian Lakes:

…and Shop for Financing

Purchasing a lot before building a home can seem daunting, but keep in mind that there are financing options available.  Finding a lender with experience with lot loans and new construction is critical to learning which option is best for you. Not all banks are willing to loan on acreage only; they prefer to have a home. We’ve teamed up with Citizens Union Bank in Shelbyville. They offer lot financing, construction loans, and a mortgage loan, as well.

We understand all these needs and we offer in-house financing for homesite purchases for 24 months, giving you time to design your home and secure a builder.

Understand the timeline

Once you’ve found the perfect homesite in a great community, have selected a builder and have approved financing, the vision can become reality. Discuss the project timeline with your builder and developer to understand the order of operations and the overall time to completion. They can direct you when the time is right to select materials, interior finishes and fixtures.

Building a home is an exciting adventure–don’t be intimidated! Research, visit home sites, meet builders and tour homes for ideas. Then jump in and make it happen by contacting us. We look forward to hearing from you!

house in progress of being built at Equestrian Lakes Horse Community

Ask the Developer – Part 1

Question: How do you buy a homesite for new construction? How about if I don’t have a builder or building plans?

Answer: Keep in mind that the most desirable lots sell the quickest, so my recommendation is to locate and purchase the lot that best speaks to your vision for your home. At Equestrian Lakes, you are not required to begin construction until you are ready. This allows you to take time to settle on a budget, design your home, and research and select a builder.